Hyundai Capital America

Hyundai Capital America

Dealer financing, leasing, and protection plans.

Commercial Funding Associate - Vehicle

Full-TimePosted on 9/29/2026
No salary listed
Mid
Bachelor's
Plano, TX, USA
Hybrid

Four days in the office and one day remote per week.

About the job

Requirements
  • A minimum of two years of experience working with commercial loan and lease documentation.
  • Knowledge of compliance laws related to commercial vehicle lending, contracting, and funding.
  • A high school diploma or GED equivalent is required.
  • Basic computer proficiency, including Microsoft Office, and the ability to learn and navigate internal systems.
  • Effective verbal and written communication skills to interact professionally with peers, customers, vendors, and internal partners.
  • Working knowledge of supported business processes, products, and documentation requirements.
  • Strong interpersonal skills and a team-oriented approach.
  • Strong attention to detail and the ability to identify missing, incomplete, or inaccurate customer information.
  • Ability to manage multiple priorities and work an assigned queue efficiently to meet productivity and quality expectations.
  • Strong listening skills and the ability to follow established procedures, direction, and coaching.
  • Demonstrated ability to deliver a seamless customer experience.
  • Ability to thrive in a performance coaching environment.
Responsibilities
  • Review and validate executed commercial lease and installment documents for accuracy and compliance with company policies, guidelines, programs, credit stipulations, and state and federal laws and regulations.
  • Book commercial lease and loan requests in Daybreak and Q2 loan origination systems, including new bookings, line-of-credit adjustments, and lease or loan extensions.
  • Respond to incoming dealer and mobility customer calls and conduct outbound follow-up to support issue resolution during operating hours.
  • Support preparation and distribution of commercial lease and loan documentation packages to Mobility teams, including packages for fleet, subscription, autonomous vehicle, and other applicable products.
Desired Qualifications
  • A bachelor's degree in Business or a related field is preferred.
  • Knowledge of the DayBreak Loan Origination system is a plus.

About the company

Hyundai Capital America

Hyundai Capital America

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Hyundai Capital America provides financial products for Hyundai, Genesis, and Kia dealerships across the U.S., including dealer inventory and facility financing, plus indirect vehicle financing and leasing to over 1.7 million retail customers. Its subsidiary Hyundai Protection Plan offers vehicle service contracts and protection products under brands like Hyundai Protection Plan, Genesis Protection Plan, and Power Protect. The company operates from headquarters in Irvine, CA with centers in Atlanta, Dallas, and Newport Beach, and it supports Hyundai, Genesis, and Kia’s expansion globally through Hyundai Capital Services in Korea, with offices in six countries and more. Its approach centers on partnering with dealers and delivering strong customer service through global and regional operations, aiming to add value for customers and support broad market growth.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$4.6B

Headquarters

Irvine, California

Founded

1989

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Simplify Jobs

Simplify's Take

What believers are saying

  • June 2, 2025 CEO Jim Drotman refreshes strategy and execution.
  • August 26, 2026 ABS milestone signals deep investor demand for HCA paper.
  • James Vincent became CRO on February 17, 2025, strengthening underwriting discipline.

What critics are saying

  • Hyundai Capital remains tied to Hyundai and Kia U.S. sales cycles and incentives.
  • CFPB's 2022 credit-reporting order still haunts operations and compliance culture.
  • Heavy ABS and eurobond funding leaves refinancing vulnerable during spread blowouts.

What makes Hyundai Capital America unique

  • Oldest, largest Hyundai Motor Group captive in America since 1989.
  • Finances Hyundai, Genesis, and Kia dealers plus 1.7 million retail customers.
  • Raised $113 billion through ABS, reaching its 100th transaction on August 26, 2026.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Employee Discounts

Tuition Reimbursement

Growth & Insights and Company News

Headcount

6 month growth

↑ 10%

1 year growth

↑ 10%

2 year growth

↑ 8%
Yonhap Infomax
Jun 16th, 2026
Hyundai Capital America raises $3.25B in bond sale amid post-war market rally

Hyundai Capital America has raised $3.25 billion through a global bond offering, benefiting from improved market conditions following the US-Iran peace agreement. The issuance was divided into four tranches: $400 million (2-year), $1.25 billion (3-year), $1 billion (5-year), and $600 million (7-year), with spreads of 55bp, 70bp, 83bp, and 93bp over US Treasury yields respectively. The spreads were tightened from initial guidance based on strong demand during bookbuilding. The financial subsidiary of Hyundai Motor Group, which provides leasing and instalment services to Hyundai and Kia's US operations, returned to market after two and a half months, having previously raised $2 billion in March. The company maintains an A-grade international credit rating from Moody's (A3) and S&P (A-).

Auto Finance News
May 5th, 2025
Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025

Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025.

Hyundai Capital America
Feb 20th, 2025
Hyundai Capital America Names James Vincent As Chief Risk Officer

IRVINE, CA, February 17, 2025 - Hyundai Capital America (HCA) is pleased to announce the appointment of James Vincent as Chief Risk Officer (CRO), effective February 17.

The Korea Herald
Nov 25th, 2024
Hyundai Capital sets up Australian subsidiary

Last month, Hyundai Capital launched Genesis Finance in Australia, accompanied by a low-interest financing promotion for the Genesis GV80.

EIN News
Aug 27th, 2024
Indonesia Auto Finance Market Set for 4.9% Growth by 2029 with 74% Share in Vehicle Ownership Financing

In 2023, Hyundai Capital Services Inc., in partnership with Shinhan Bank and Sinar Mas Group, entered the expanding Indonesia auto finance market.